About Habitat for Humanity of Bedford County

Helping Low-income Families Become Homeowners Since 1994

Habitat for Humanity of Bedford County began serving the community in 1994. We are a county-wide, non-profit organization that has built eleven homes for families living in Bedford County, PA. Habitat for Humanity of Bedford County seeks to assist low-income families with the process of becoming homeowners.

“Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities, and hope.”

Who Does Habitat for Humanity Serve and How Does It Work?

Through partnership with local community members, leaders, volunteers, and corporate sponsors, we work together with the family to build a safe, simple, and affordable house they can call home. Low interest mortgage loans are secured for the family after determination that the family can afford to pay the monthly mortgage payment. Assistance with budgeting is provided to assist the family with saving up for a down payment and paying off outstanding loans and debts. Our program is designed for those whose current housing is inadequate and who cannot obtain traditional financing.

What Is “Sweat Equity?”

The Habitat for Humanity of Bedford County Home Ownership Program is not a “hand-out,” “charity,” or house “giveaway” program. As our “partner family,” you will build your house and we will provide a “hand up” to assist you throughout the process. Throughout the entire home building process, from application for the selection process through completion, you will complete your first eight hours of work while we review your application, then 500 hours of “sweat equity” in the actual construction process and related tasks of building your home. Some of the work that must be done may include clearing the lot, helping with various aspects of construction, serving on committees, providing and serving food for volunteers, and any other work that must be completed to build the home. Under some circumstances you may not be able to do physical labor at the construction site, so you may assist in the office or fundraising efforts.

*Please note that partner families are completely responsible for making all mortgage payments, as well as cleaning and maintaining the home from the movie-in date. Applicants must provide confidential financial information to Habitat for Humanity of Bedford County to be eligible for consideration. Annual income range per household is based on HUD income guidelines and is updated annually.

We are pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Habitat for Humanity of Bedford County is a 501 (c) (3) non-profit organization recognized as an affiliate by Habitat for Humanity International in 1994. Donations are tax-deductible as allowed by law.